Virginia Mortgage Relief
Homeowner Resources
PROGRAM UPDATE: Effective November 1, 2024, the Virginia Mortgage Relief Program, or VMRP, reached full disbursement of allocated U.S. Treasury funding and is permanently closed.
VMRP applications were awarded on a first come, first served basis, with applicants at risk of foreclosure taking priority in the process. Applications submitted after May 3, 2024, that were not assisted were deemed ineligible due to lack of available funding. Application submission and conditional eligibility approval did not guarantee assistance.
The Virginia Mortgage Relief Program was committed to supporting homeowners experiencing delinquency as a result of financial hardship caused by the COVID-19 pandemic.
To support long-term sustainability most effectively, VMRP encourages all homeowners to watch the information video below (10 minutes) to learn about resources and strategies that will help Virginians avoid default, foreclosure, or displacement – keeping them safe at home.
Still need assistance? We encourage you to connect with one of the many HUD Housing Counseling Agencies available across the Commonwealth to explore additional resources. Find an HCA near you, here.