Virginia Mortgage Relief
If you believe you were approached by non-VMRP representatives offering VMRP-related financial assistance, charging a fee for application assistance, or requesting your personal information, please submit a Fraud, Waste and Abuse Allegation Reporting Form, call 800-228-4167, or email outreach@virginiamortgagerelief.com.
​​
PROGRAM UPDATE: Effective November 1, 2024, the Virginia Mortgage Relief Program, or VMRP reached full disbursement of allocated U.S. Treasury funding and is permanently closed.
VMRP applications were awarded on a first come, first served basis, with applicants at risk of foreclosure taking priority in the process. Applications submitted after May 3, 2024, that were not assisted were deemed ineligible due to lack of available funding. Application submission and conditional eligibility approval did not guarantee assistance.
The VMRP was designed to help homeowners experiencing a COVID-19 related financial hardship to pay mortgage and/or other qualified home ownership-related delinquencies to avoid default, foreclosure, or displacement. Qualified financial hardship could include an increase in living expenses, childcare, change in household size, job loss, reduction in income, etc.
​​
​​What was HAF? The Homeowner Assistance Fund (HAF) is intended to support homeowners facing housing instability resulting from the COVID-19 pandemic. The Commonwealth of Virginia received $258 million in American Rescue Plan Act funds through the U.S. Department of the Treasury to launch the Virginia Mortgage Relief Program to keep Virginians safe at home.​
Homeowner Assistance Fund Program
View the public hearing recording from August 5, 2021.
Homeowner Assistance Fund Plan and Term Sheet
Learn more about the VMRP program design as approved by the U.S. Treasury below:
Homeowner Assistance Fund Plan
​
Consolidated Term Sheet
